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"Billy… Wait", also known as "Billy, It's Time You Learn About Money", is a webcomic created by artist SrGrafo and an exploitable template created by artist SrGrafo. Starting March 2019, the template shared by the artist has been used to create memes.
The Original
(Source: reddit)
The Funny Templates
(Source: reddit)
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(Source: Inari Zenko)
(Source: MarioManic)